SplashMoney by SplashData is a personal finance management application for tracking account balances, managing transactions, and creating budgets. It functions as a paired system with desktop software for Windows and Mac OS and mobile applications for platforms including Android, iOS, Palm OS, and Windows Mobile. Data is stored locally and synchronized between desktop and mobile components via a local Wi-Fi network or through legacy conduits like HotSync and ActiveSync. The software supports multiple account types, including checking, savings, credit cards, assets, and liabilities.
The application connects to online banking systems using Direct Connect and OFX 2.0 protocols, supporting custom UID authentication for downloading transaction data. For data interoperability, it facilitates the import and export of financial records in QIF format. Key technical features include scheduled transactions with splitting capabilities, account reconciliation, multi-currency support with conversion, and customizable reports with charts and hierarchical category displays. Security is handled via Blowfish encryption and localized password protection.
