Smart Password Manager with MFA by QuickLaunch enables users to reset lost or forgotten passwords without IT help desk intervention. It uses multiple authentication factors such as SMS, Email, and security questions to ensure secure password resets. This reduces help desk call volume and operational costs. It integrates with adaptive multi-factor authentication to enhance fraud risk assessments using artificial intelligence, triggering additional authentication based on deviations in user behavior such as network, location, browser, and device, preventing false access and boosting institutional security.