Outseer 3-D Secure by Outseer is an EMV 3-D Secure Access Control Server (3DS ACS) that provides a secure, frictionless digital shopping experience. It helps increase transaction approvals, reduce fraud, and lower operational costs related to investigations and failed authentications. Outseer 3-D Secure operates at scale, protecting the largest issuers and issuing processors in high-risk environments. It helps credit and debit card issuers and payment processors authorize more card-not-present (CNP) 3-D Secure transactions, minimizing false declines, reducing chargebacks and fraud losses, and providing a secured shopping experience. The platform evaluates each transaction in real-time to distinguish between genuine transactions and potential fraud. Supported card schemes include Visa Secure, Mastercard Identity Check, American Express SafeKey, JCB J/Secure 2.0, and eftpos. The Outseer Platform is powered by the Outseer Risk Engine, which utilizes effective models and data to detect and prevent fraudulent activity. Predictive algorithms work in real time, analyzing transaction data, data elements from the 3DS protocol, and unique consortium data signals from the Outseer Global Data Network. The Outseer Global Data Network gathers daily signals from millions of transactions marked as fraudulent across the largest card issuers and issuing processors worldwide. This data drives decisions that protect customers while enabling an unmatched shopping experience. Outseer 3-D Secure offers step-up authentication options and a flexible interface for integration with your organization’s authentication methods. The platform includes a KPI dashboard with key metrics such as fraud detection rates, intervention rates, transaction volumes, and transaction value, allowing you to track ROI. An API is available to extract transaction data to third-party tools. The configuration management application allows users to view, edit, and delete parameters impacting the challenge flow via an easy-to-use UI tool. The policy management application enables users to set rules for different scenarios based on risk score thresholds and additional factors.
