OTAC Holderless Card by SSenStone is a dynamic authentication solution that generates unique, one-time authentication codes (OTAC) for secure transactions and access control without requiring a physical card or device. It utilizes SSenStone's proprietary OTAC technology to provide secure authentication for financial transactions, card registration, activation, and access control in both online and offline environments. The card is designed as a blank card without pre-printed information, allowing users to assign permissions and register the card through a mobile device. It can be equipped with fingerprint recognition and an optional E-ink display for QR code presentation. The solution uses energy harvesting technology, eliminating the need for a battery, and aims to enhance user convenience and security while reducing time and economic costs associated with traditional card issuance and registration methods.