Intelligent Adaptive Authentication by OneSpan is a fraud detection and authentication orchestration solution designed to reduce fraud and optimize digital experiences. It provides tailored security for each customer interaction through real-time analysis of user, device, and transaction data, resulting in a risk score that triggers automated security workflows. Intelligent Adaptive Authentication combines multi-factor authentication (MFA) with a risk analytics engine powered by machine learning to protect against account takeover fraud. It collects data on the user's device integrity, behavior, transaction details, and other contextual information to assess risk and determine the necessary level of security. Intelligent Adaptive Authentication is a cloud solution that helps fast-track compliance with regulations, offering pre-configured rule sets and predictive machine learning models tuned for mobile, online, and corporate banking.
