i-Accept by MagicCube is a software-only payment acceptance solution that enables any modern mobile device to securely accept payments without additional hardware. It replaces traditional payment terminals with a downloadable application that offers trust and security certified by major card networks such as Visa, MasterCard, American Express, and Discover. i-Accept adapts to new cybersecurity threats, updates over the air, and meets compliance requirements. The solution allows for PIN transactions and biometric verifications, and can be integrated into existing mobile apps and connected to backend acquiring systems.