The Feedzai Fraud Detection and Response (FDR) Platform uses advanced behavioral biometrics, network assessment, and hybrid AI models to detect and prevent financial fraud. It continuously monitors user interactions to identify anomalies and mitigate risks such as account takeover, phishing, and impersonation attacks. The platform provides real-time protection by silently blocking malicious activities and automating responses like account lockouts or stepped-up authentication. It creates a unique BionicID for each user to differentiate legitimate customers from bad actors, ensuring compliance with regulations like PSD2 and AML while minimizing friction in the customer experience.