FinPro is a Financial Information User (FIU) Technology Service Provider (TSP) solution designed to allow banks, non-banking financial companies (NBFCs), insurers, and fintechs to retrieve user-permissioned financial data through the Account Aggregator framework. The platform connects institutions to multiple licensed Account Aggregators in India via a single unified API, facilitating access to data sets such as bank statements, term deposits, mutual funds, insurance, equities, and GSTN data. It provides a developer toolkit that includes comprehensive REST APIs, Java SDKs, webhooks, and a plug-and-play sandbox environment.
The system incorporates an auto-routing engine that dynamically directs traffic to the highest-performing Account Aggregator in real-time. Additionally, it features an insight layer that provides enriched analytics for credit decisioning, alongside performance tracking tools to analyze data retrieval efficiency across Financial Information Providers (FIPs). The solution is aligned with the ReBIT schema and complies with RBI regulations and the DPDP Act 2023.
