Ethoca Consumer Clarity™ provides rich merchant and purchase information to cardholders within their bank apps and to financial institutions' call center and back-office staff. It connects merchants and issuers to enable sharing of purchase information, including merchant names, logos, geolocation data, itemized receipts, and subscription controls through digital banking apps. Ethoca Consumer Clarity™ helps cardholders access purchase information, reducing confusion and friendly fraud disputes while enhancing customer experience.